More Cuts For Older People in the UK?

Having a nasty mind might is one thing,
but some times what one might be able to predict as a result of
having a nasty mind can be very dangerous.

Take for example some of the kind of underhand social cuts
which might be undertaken by the UK government as budget
savings,
but which are such that they just look like changes in the
dates of various eligibility rulings.

This is already happening from this year in terms of the
Freedom Pass,
which will be now kept in line with that of the new state
pension dates for women.

During the next 10 years the state retirement for women is
gradually being increased from 60 to that of men at 65.

My suspicion is that the next move will be a similar change in
the winter fuel allowance,
so that it also gradually moves to being the same as the state
retirement age for women.

Given that there are moves to change the state retirement
year to 67,
then such a change in all the allowances which now kick in a
60 could amount to a major cost saving for the British
Government,
and very few people would work out just what they have done.

Now if such savings might be redirected in to higher pensions,
or an increase in the winter fuel savings,
then great!

Such an increase might help to alleviate the problem of Fuel
poverty which many pensions suffer from.

Yet I doubt if this is currently on the political agenda.

If we didn’t all have to bail out the bankers,
and if military expenditure were to be slashed,
then there would be no fuel poverty,
but good pensions for us all.

It’s all a question of the right kind of spending.

A Warming to All Pensioners.

The True and Very Shocking History of Ebenezer Scrooge.

Ebebezer Scrooge was a hard working man.

An elderly gentleman who had to work well beyond what is now the state retirement age.

His only pleasure was to go home to his none centrally heated flat,
eat a simple but healthy meal,
and read a library book about economics.

He cared nothing for consumerism,
but was a strong supporter of
Buy Nothing Day.

He would pass the legalised beggars such as the UCKG* during the season of Gloom & Despondency, which some perverse individuals call Xmas,
and tell them that what they were selling was all humbug.

One night three con men turned up at his door,
and persuaded him to give away all of his money.

As a result of this he had no savings to live on,
and died in penury within a run down council flat.

Let this be a warning to all you pensioners.

Be very careful when your next asked to give your money away,
and always avoid being taken in by the
*Universal Church of the Kingdom of God.

Pensions & Library Workers.

Here is The Deal.

Library & Information workers get below average incomes,
but most will get a pension after years of service.

Such pensions are based upon years of hard work on low pay,
and the below average wage which they may be receiving at
the point of retirement.

The deal being that one will put up with such low pay in
exchange for a pension that will lift one above the penury
which is the state pension.

Now some clever investors are claiming that this is an
unreasonable deal for the tax-payer.

Well you can’t have it both ways!

Either you start to pay the real economic worth of library
workers during a working life,
or
you pay what is not an unreasonable pension.

Though it might also be remembered that:

– All pensions are paid for over a working life time by those
who receive these pensions.

&

– A pension is a form of savings during ones working life, which is withdrawn in stages after one retires.

So it is not the tax-payer who is funding these pensions,
but the workers themselves.

If anything does need to be done in terms of pension reform,
then it should be the ending the spouse or partners
allowance.

Such an allowance is a form of Discrimination against single
people.

This would also release a lot of money which could be better
used to make sure that everyone who has a pension might
continue to do so,
and increase the level of pension pay-outs for all.

Enough said …….. We are not all overpaid bankers.

A Walk In The Urban Wild Life Park.

There is something which I keep noticing:
a lot of areas of waste land within our city centres.

Areas that have been flattened after various buildings have
been pulled down, and which currently serve no socially
useful purpose.

These are places which are surrounded by fences, and that
are now starting to turn in to urban wildlife areas.

Such patches of waste land are very indicative of just what
has been happening to society over the last few years.

– How certain parts of the economy slowed down and came to a
complete standstill.

We now keep being told how the recession is on the turn,
yet I’ll not believe that the economy is starting to work again:

– Not until there are signs that all of these waste grounds are
being opened up and new buildings are being constructed.

Yet that is not the end of this story………

Continue reading A Walk In The Urban Wild Life Park.

An Inequitable Taxation.

Be it the window or Poll tax,
the question as to what is an equitable or a reasonable
taxation has always excited a lot of protest.

That is why the question of tax exceptions is one which should
concern us all.

We all think that we are over taxed,
but just how many of us think about how just the payment or
none payment of taxation may be.

At present within Britain all religious comminutes are except
from paying any council ( local authority ) tax.

While most of the churches or religious bodies are registered
as Charities,
and thus gain many tax advantages.

Yet Pacifist bodies, ecology action groups have to pay their
taxes in full.

Why should this be so?

Because under the present law Churches are deemed as being
charitable bodies,
while Pacifist and Eco action organisations are considered to
be ‘political’.

If a group of atheists were to establish a community or body to
combat the extremes of any religion, then they would not be
able to be registered as a charity,
or get all of the tax benefits which go with this.

That would be deemed to be a political activity.

Yet Religious bodies who campaign against good atheist values
do get these various tax benefits.

Now just tell me that this is not political?

This makes no sense at all,
as all religions involve themselves in politics,
even if they hide it with the expression:
‘ Spreading the word of god ‘.

Just to take two examples:
– They campaign against the rights of women to make their own
decisions upon contraception and abortion.
&
– Interfere upon just what may or may not be taught within our
schools.

Just look at the website for the
Charity Commission for England and Wales
and you will see just how many religious bodies are registered
as charities.

This includes such controversial bodies as the
Universal Church Kingdom of God.
A church whose activities has aroused a lot of concerns over
the last few years.

On the other hand we have the case of many pacifists who are
taken to court for refusing to pay any war taxes.

This is despite the fact that Pacifists have a legal right to
exercise a conscientious objection to conscription.

Clearly there is an urgent need to change this system,
and give one the right to exercise a conscientious objection to
all war taxes.

Though the long term aim should really be to abolish all
military organisations.

Equally importantly: –
The whole question as to the charitable status of all religious
bodies should be examined,

They should be made to take pay their share of the tax burden,
as it is inequitable that we should all be forced to subsidise
them this way.

What’s So Special About the Automotive Industry?

I keep hearing about how various western Governments wish
to pour money in to the Automotive industry.

They claim that this is in order to kick start the economy,
reduce the number of people on the dole,
and help in the manufacture of (sic) ‘Green Transport’.

I never noticed the same rush to help the bicycle
manufacturing industry when that went down the sink.

Surely if the object of the exercise to help build the economy, create jobs, and built an ecologically sound transport system, then it is not going to happen by throwing yet more money at the automotive industry.

It would be more productive if the money were to be used to
help build more trains, bicycles, trams, and light railways.

It shouldn’t take much imagination thinking in order to
understand this point,
but we are talking about politicians here.

Enough said …..

A Few Words to the Wise.

My uncle once told me something which I think we should all
keep in mind right now:

‘The value of any object is the replacement cost.’

This week I read that some 12 airlines have folded during the
last year.

While the funniest headline I read was:
Bankers apologise for being Bankers.

If you know Cockney Rhyming slang,
then you will know that it is not a complement to call anyone a
banker.

Meanwhile the politicians worry about how to inject more
cash in to the economy,
& how to increase the willingness of banks to lend money.

Now wasn’t it the over lending of money that caused the
present economic crisis in the first place,
or did I miss something else along the way? Continue reading A Few Words to the Wise.

W Heath Robinson Illustrates the Stock Market.

One of my favourite books is entitled:
‘Success with Stocks and Stares.’

The subtitle to this work being:
‘A practical guide to profitable investment.’

Written by John B Gledhill and Frank Preston, it was
published in 1938.

The book is illustrated by W Heath Robinson.

Two of his drawings clearly illustrates just how a bull and
market work.

Although many of the technical details within this book are
very dated:
much of the advice in this work still holds true.

Here are a few examples: –

– Beware of boom flotations.

– Don’t borrow money to gamble on the stock exchange.

– Beware of market under-currents.

– Beware of bucket shop literature.

– Axioms do not always work.

&

– Remember a mine is a diminishing asset.

This is also something of a good piece of ecological advice.

If only some of the people who now run the financial industry
had read this work,
then we might not be in the kind of global fiscal mess that
faces us all right now.